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CIK 1073349

BOTTOMLINE TECHNOLOGIES INC
CIK 0001073349 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
89.2
composite ยท 3 signals ยท TRIGGERED

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

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Signals

P-07 ยท FY 2021-06-30 ยท TRIGGERED45.8

Pension underfunding

DB plan 79% funded โ€” -$14M deficit (3% of equity)
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2021-08-30) โ†—
Evidence โ€” inputs and thresholds
{
  "benefit_obligation": 65107000,
  "plan_assets": 51200000,
  "funded_ratio": 0.7864,
  "deficit": -13907000,
  "deficit_vs_equity": 0.0305,
  "thresholds": {
    "elevated": "<90% funded",
    "triggered": "<80% funded or deficit >25% of equity"
  },
  "stale": false,
  "latest_filing_period": "2021-06-30",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1073349/000107334921000114/0001073349-21-000114-index.htm",
    "form": "10-K",
    "filed": "2021-08-30"
  }
}
P-13 ยท FY 2021-06-30 ยท TRIGGERED100.0

Zombie / distress

Zombie: interest coverage below 1.0x for 4 consecutive years
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2021-08-30) โ†—
Evidence โ€” inputs and thresholds
{
  "icr_by_year": {
    "2021-06-30": -1.638,
    "2020-06-30": -0.89,
    "2019-06-30": 0.814,
    "2018-06-30": 0.458
  },
  "consecutive_years_below_1": 4,
  "altman_z_double_prime": 1.334,
  "definitions": {
    "zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
    "z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
  },
  "inputs": {
    "ebit_t": -7548000,
    "interest_expense_t": 4607000
  },
  "stale": false,
  "latest_filing_period": "2021-06-30",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1073349/000107334921000114/0001073349-21-000114-index.htm",
    "form": "10-K",
    "filed": "2021-08-30"
  }
}
P-05 ยท FY 2019-06-30 ยท ELEVATED100.0

Tax arbitrage

[FY2019 data, stale โ€” no more recent pretax-income figure in XBRL] ETR -36.8% vs 21% statutory โ€” gap persistent across 1 of 1 years
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2021-08-30) โ†—
Evidence โ€” inputs and thresholds
{
  "etr_by_year": {
    "2019-06-30": -0.3681
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2019-06-30": 0.5781
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": true,
  "latest_filing_period": "2021-06-30",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1073349/000107334921000114/0001073349-21-000114-index.htm",
    "form": "10-K",
    "filed": "2021-08-30"
  }
}