Every card below shows the score and the exact filing data it was computed from โ no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent โ reads this company's signals and writes a short, cited summary.
{
"etr_by_year": {
"2021-12-31": -0.0051,
"2020-12-31": -0.0179,
"2019-12-31": -2.1497
},
"statutory_rate": 0.21,
"gap_by_year": {
"2021-12-31": 0.2151,
"2020-12-31": 0.2279,
"2019-12-31": 2.3597
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/76063/000007606322000010/0000076063-22-000010-index.htm",
"form": "10-K",
"filed": "2022-02-18"
}
}{
"benefit_obligation": 243000000,
"plan_assets": 155000000,
"funded_ratio": 0.6379,
"deficit": -88000000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/76063/000007606313000007/0000076063-13-000007-index.htm",
"form": "10-K",
"filed": "2013-03-01"
}
}{
"icr_by_year": {
"2021-12-31": 16.071,
"2020-12-31": 15.5,
"2019-12-31": 13.588,
"2018-12-31": 7.25
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 0.469,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 225000000,
"interest_expense_t": 14000000
},
"stale": false,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/76063/000007606322000010/0000076063-22-000010-index.htm",
"form": "10-K",
"filed": "2022-02-18"
}
}{
"m_score": -2.78,
"threshold": -1.78,
"ratios": {
"DSRI": 1.019,
"GMI": 1,
"AQI": 1.119,
"SGI": 1.044,
"DEPI": 1,
"SGAI": 1,
"LVGI": 1.226,
"TATA": -0.071
},
"defaulted_to_neutral": [
"GMI",
"DEPI",
"SGAI"
],
"sloan_accruals": -0.0703,
"inputs": {
"revenue_t": 571000000,
"revenue_t1": 547000000,
"total_assets_t": 2931000000,
"net_income_t": 196000000,
"cfo_t": 403000000
},
"stale": false,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/76063/000007606322000010/0000076063-22-000010-index.htm",
"form": "10-K",
"filed": "2022-02-18"
}
}{
"f_score": 0.117,
"probability": 0.00043,
"components": {
"rsst": -0.0703,
"drec": 0.001,
"dinv": -0.0098,
"soft": 0.1102,
"dcs": 0.0384,
"droa": 0.0091,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/76063/000007606322000010/0000076063-22-000010-index.htm",
"form": "10-K",
"filed": "2022-02-18"
}
}