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CIK 775345

UNITED BANCORP INC /MI/
CIK 0000775345 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
100.0
composite ยท 1 signals ยท CLEAN

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

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Signals

P-05 ยท FY 2013-12-31 ยท CLEAN100.0

Tax arbitrage

ETR 30.2% โ€” within normal range of statutory
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2014-02-28) โ†—
Evidence โ€” inputs and thresholds
{
  "etr_by_year": {
    "2013-12-31": 0.3023,
    "2012-12-31": 0.2687,
    "2011-12-31": -0.8563
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2013-12-31": -0.0923,
    "2012-12-31": -0.0587,
    "2011-12-31": 1.0663
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": false,
  "latest_filing_period": "2013-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/775345/000077534514000004/0000775345-14-000004-index.htm",
    "form": "10-K",
    "filed": "2014-02-28"
  }
}