Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"benefit_obligation": 10338000,
"plan_assets": 7566000,
"funded_ratio": 0.7319,
"deficit": -2772000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2024-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/99106/000110465926015115/0001104659-26-015115-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}{
"icr_by_year": {
"2024-12-31": null,
"2023-12-31": -4.252,
"2022-12-31": -0.949,
"2021-12-31": -7.324
},
"consecutive_years_below_1": 3,
"altman_z_double_prime": -32.282,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": -2985000,
"interest_expense_t": 702000
},
"stale": false,
"latest_filing_period": "2024-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/99106/000110465926015115/0001104659-26-015115-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}{
"m_score": -4.204,
"threshold": -1.78,
"ratios": {
"DSRI": 1.35,
"GMI": 0.611,
"AQI": 0.745,
"SGI": 0.827,
"DEPI": 1.014,
"SGAI": 1,
"LVGI": 1.296,
"TATA": -0.318
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.3073,
"inputs": {
"revenue_t": 12862000,
"revenue_t1": 15552000,
"total_assets_t": 7791000,
"net_income_t": -3479000,
"cfo_t": -1002000
},
"stale": false,
"latest_filing_period": "2024-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/99106/000110465926015115/0001104659-26-015115-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}{
"etr_by_year": {
"2022-12-31": 0.0978
},
"statutory_rate": 0.21,
"gap_by_year": {
"2022-12-31": 0.1122
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": true,
"latest_filing_period": "2024-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/99106/000151316224000044/0001513162-24-000044-index.htm",
"form": "10-K",
"filed": "2024-04-01"
}
}{
"f_score": 0.935,
"probability": 0.00346,
"components": {
"rsst": -0.3073,
"drec": 0.0221,
"dinv": -0.0336,
"soft": 0.7572,
"dcs": -0.1844,
"droa": 0.0417,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2024-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/99106/000110465926015115/0001104659-26-015115-index.htm",
"form": "10-K",
"filed": "2026-02-13"
}
}