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{
"etr_by_year": {
"2025-11-30": 0.0043,
"2024-11-30": -0.0005
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-11-30": 0.2057,
"2024-11-30": 0.2105
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/815097/000081509726000007/0000815097-26-000007-index.htm",
"form": "10-K",
"filed": "2026-01-27"
}
}{
"icr_by_year": {
"2025-11-30": null,
"2024-11-30": null,
"2023-11-30": 0.947,
"2022-11-30": -2.722
},
"consecutive_years_below_1": 2,
"altman_z_double_prime": -0.369,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1956000000,
"interest_expense_t": 2066000000
},
"stale": true,
"latest_filing_period": "2025-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/815097/000081509725000007/0000815097-25-000007-index.htm",
"form": "10-K",
"filed": "2025-01-27"
}
}