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{
"etr_by_year": {
"2025-10-31": 0.0521,
"2024-10-31": 0.1537,
"2023-10-31": -0.111
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-10-31": 0.1579,
"2024-10-31": 0.0563,
"2023-10-31": 0.321
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/47217/000004721725000071/0000047217-25-000071-index.htm",
"form": "10-K",
"filed": "2025-12-10"
}
}{
"benefit_obligation": 11829000000,
"plan_assets": 10354000000,
"funded_ratio": 0.8753,
"deficit": -1475000000,
"deficit_vs_equity": 0.0365,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/47217/000104746912011417/0001047469-12-011417-index.htm",
"form": "10-K",
"filed": "2012-12-27"
}
}{
"m_score": -2.489,
"threshold": -1.78,
"ratios": {
"DSRI": 1.077,
"GMI": 1.071,
"AQI": 0.957,
"SGI": 1.032,
"DEPI": 0.96,
"SGAI": 0.997,
"LVGI": 0.985,
"TATA": -0.028
},
"defaulted_to_neutral": [],
"sloan_accruals": -0.0286,
"inputs": {
"revenue_t": 55295000000,
"revenue_t1": 53559000000,
"total_assets_t": 41769000000,
"net_income_t": 2529000000,
"cfo_t": 3697000000
},
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/47217/000004721725000071/0000047217-25-000071-index.htm",
"form": "10-K",
"filed": "2025-12-10"
}
}{
"f_score": 0.555,
"probability": 0.00206,
"components": {
"rsst": -0.0286,
"drec": 0.0141,
"dinv": 0.0194,
"soft": 0.8387,
"dcs": 0.0217,
"droa": -0.009,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/47217/000004721725000071/0000047217-25-000071-index.htm",
"form": "10-K",
"filed": "2025-12-10"
}
}