Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"m_score": 1.902,
"threshold": -1.78,
"ratios": {
"DSRI": 2.036,
"GMI": 1,
"AQI": 7.54,
"SGI": 1.662,
"DEPI": 1.046,
"SGAI": 1,
"LVGI": 0.335,
"TATA": -0.006
},
"defaulted_to_neutral": [
"GMI",
"SGAI"
],
"sloan_accruals": -0.0098,
"inputs": {
"revenue_t": 18252000,
"revenue_t1": 10981000,
"total_assets_t": 504179000,
"net_income_t": -34194000,
"cfo_t": -31257000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1951222/000110465926037706/0001104659-26-037706-index.htm",
"form": "20-F",
"filed": "2026-03-31"
}
}{
"benefit_obligation": 9104000,
"plan_assets": 6942000,
"funded_ratio": 0.7625,
"deficit": 2162000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1951222/000110465926037706/0001104659-26-037706-index.htm",
"form": "20-F",
"filed": "2026-03-31"
}
}{
"icr_by_year": {
"2025-12-31": -593.767,
"2024-12-31": -1180.457,
"2023-12-31": -847.871,
"2022-12-31": null
},
"consecutive_years_below_1": 3,
"altman_z_double_prime": 15.817,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": -39799000,
"interest_expense_t": 67028
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1951222/000110465926037706/0001104659-26-037706-index.htm",
"form": "20-F",
"filed": "2026-03-31"
}
}{
"etr_by_year": {
"2022-12-31": -1.2851
},
"statutory_rate": 0.21,
"gap_by_year": {
"2022-12-31": 1.4951
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1951222/000119380525000334/0001193805-25-000334-index.htm",
"form": "20-F",
"filed": "2025-03-20"
}
}{
"f_score": 0.354,
"probability": 0.00131,
"components": {
"rsst": -0.0098,
"drec": 0.0303,
"dinv": 0.002,
"soft": 0.1641,
"dcs": -0.1683,
"droa": 0.1495,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1951222/000110465926037706/0001104659-26-037706-index.htm",
"form": "20-F",
"filed": "2026-03-31"
}
}