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{
"etr_by_year": {
"2025-12-31": 0.0347,
"2024-12-31": 0.0123,
"2023-12-31": 0.0193
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": 0.1753,
"2024-12-31": 0.1977,
"2023-12-31": 0.1907
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1090425/000109042526000008/0001090425-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-20"
}
}{
"f_score": 1.172,
"probability": 0.00434,
"components": {
"rsst": -0.041,
"drec": 0.001,
"dinv": null,
"soft": 0.7485,
"dcs": 0.0239,
"droa": 0.0298,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1090425/000109042526000008/0001090425-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-20"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": null,
"2023-12-31": 3.87,
"2022-12-31": 4.533
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": -0.056,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 675434000,
"interest_expense_t": 174512000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1090425/000109042526000008/0001090425-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-20"
}
}{
"m_score": -2.609,
"threshold": -1.78,
"ratios": {
"DSRI": 0.993,
"GMI": 1,
"AQI": 0.999,
"SGI": 1.027,
"DEPI": 1.378,
"SGAI": 1,
"LVGI": 1.007,
"TATA": -0.04
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.041,
"inputs": {
"revenue_t": 2266214000,
"revenue_t1": 2207103000,
"total_assets_t": 6931954000,
"net_income_t": 587152000,
"cfo_t": 864049000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1090425/000109042526000008/0001090425-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-20"
}
}