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NIMUD

NON INVASIVE MONITORING SYSTEMS INC /FL/
CIK 0000720762 · EDGAR ↗
cleanelevatedtriggeredno dataplanned
100.0
composite · 1 signals · TRIGGERED

Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.

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Signals

P-13 · FY 2025-07-31 · TRIGGERED100.0

Zombie / distress

Zombie: interest coverage below 1.0x for 4 consecutive years
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2026-01-30)
Evidence — inputs and thresholds
{
  "icr_by_year": {
    "2025-07-31": -2.581,
    "2024-07-31": -1.093,
    "2023-07-31": -5.633,
    "2022-07-31": -11.357
  },
  "consecutive_years_below_1": 4,
  "altman_z_double_prime": -14579.965,
  "definitions": {
    "zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
    "z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
  },
  "inputs": {
    "ebit_t": -160000,
    "interest_expense_t": 62000
  },
  "stale": false,
  "latest_filing_period": "2025-07-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/720762/000149315226004338/0001493152-26-004338-index.htm",
    "form": "10-K",
    "filed": "2026-01-30"
  }
}
P-02 · FY 2026-01-30 · CLEAN0.0

Jurisdiction exposure

No watchlist-jurisdiction subsidiaries in EX-21
Evidence — inputs and thresholds
{
  "exhibit": "ex21-1.htm",
  "filing_date": "2026-01-30",
  "watchlist": [
    "China",
    "Russia",
    "Belarus",
    "Iran",
    "North Korea"
  ],
  "watchlist_mentions": {},
  "all_jurisdiction_mentions": {
    "Canada": 3
  },
  "note": "Mention-count proxy from EX-21; ownership %, revenue share and supply relationships require the LLM enrichment phase."
}
P-08 · FY 2026-07-30 · CLEAN0.0

Insider timing

No clustered pre-event Form 4 pattern in the last year
Evidence — inputs and thresholds
{
  "clusters": [],
  "form4_total_1y": 0,
  "events_8k_1y": 9,
  "window_days": 14,
  "note": "Timing pattern only — direction (buy/sell) requires parsing each Form 4 XML; treat as a read-the-filings triage flag, not an accusation."
}
P-09 · FY 2026-01-30 · CLEAN0.2

Narrative divergence

Filing language stable vs prior 10-K
Evidence — inputs and thresholds
{
  "current": {
    "filed": "2026-01-30",
    "tokens": 13907,
    "uncertainty_per_1k": 13.59,
    "negative_per_1k": 8.84,
    "litigious_per_1k": 0.43
  },
  "prior": {
    "filed": "2024-10-25",
    "tokens": 13710,
    "uncertainty_per_1k": 13.57,
    "negative_per_1k": 9.56,
    "litigious_per_1k": 0.44
  },
  "ratios": {
    "uncertainty": 1.002,
    "negative": 0.926
  },
  "method": "Loughran-McDonald dictionary densities (lite subset unless full CSV present)"
}
P-10 · FY 2026-01-30 · CLEAN0.0

M&A pre-signal

No M&A pre-signals detected
Evidence — inputs and thresholds
{
  "sc13d_filings": [],
  "ai_signals": [],
  "quotes_discarded_unverified": 0,
  "ai_status": "ok",
  "method": "Deterministic 13D count + LLM language read (quote-verified)"
}
P-11 · FY 2026-01-30 · CLEAN0.0

Stranded assets

No carbon-exposed asset language detected
Evidence — inputs and thresholds
{
  "exposures": [],
  "ppe_share_of_assets": null,
  "quotes_discarded_unverified": 0
}