Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"icr_by_year": {
"2025-07-31": null,
"2024-07-31": 82.398,
"2023-07-31": 14.239,
"2022-07-31": -6.891
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 0.543,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 683900000,
"interest_expense_t": 8300000
},
"stale": false,
"latest_filing_period": "2025-07-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1327567/000132756725000027/0001327567-25-000027-index.htm",
"form": "10-K",
"filed": "2025-08-29"
}
}{
"etr_by_year": {
"2025-07-31": 0.2894,
"2024-07-31": -1.6081,
"2023-07-31": 0.2236
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-07-31": -0.0794,
"2024-07-31": 1.8181,
"2023-07-31": -0.0136
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-07-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1327567/000132756725000027/0001327567-25-000027-index.htm",
"form": "10-K",
"filed": "2025-08-29"
}
}